Muthoot Fincorp Limited
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Thiruvananthapuram · On-site · 5-8 Yrs · Oct 28
10000+ Employees · Thiruvananthapuram, India
Hiring: Finance and accounts
What employees say
+ Working hours, On time salary
− Risk. Noticed no other cons
More reviews on the company profile.
Interview experience · Relationship Manager
My interview is scheduled through college placement and it was quite difficult because I have 3 interviewers and the asked me questions about Muthoot service and product it is moderate to difficult and I got selected.
Difficult difficulty · New Delhi · 2 reports
More interview insightsJob description
Overview
Key Responsibilities
Responsibilities
- Financial Analytics & Portfolio Insights
- Conduct detailed financial and operational analysis across loan portfolios (Retail/MSME/Corporate as applicable).
- Analyze key NBFC metrics such as Net Interest Margin (NIM), Yield, Cost of Funds, Credit Cost, IRR, ROA, ROE, and portfolio profitability.
- Provide insights on disbursements, collections, delinquencies, and asset quality trends (PAR, NPA, write-offs).
- Evaluate product-level profitability and customer segment performance.
- MIS, Reporting & Dashboarding
- Own and manage end-to-end MIS preparation for business units and senior management.
- Develop and automate periodic reports (daily/weekly/monthly) covering:
- Business volumes (sanctions, disbursements)
- Collections efficiency
- Portfolio quality (DPD buckets, GNPA/NNPA)
- Design intuitive dashboards for leadership using visualization tools.
- Ensure accuracy, timeliness, and standardization of reporting across the organization.
- Business Performance Monitoring
- Track actual performance versus budgets, forecasts, and business plans.
- Lead variance analysis and identify drivers impacting performance.
- Monitor branch/product/channel-wise performance and highlight corrective actions.
- Partner with business teams to improve productivity and efficiency metrics.
- Analytical Support for Decision Making
- Provide decision support through scenario analysis, sensitivity modeling, and forecasting.
- Assist leadership in:
- Pricing strategy and yield optimization
- Cost management initiatives
- Credit policy evaluation and risk-return trade-offs
- Build advanced financial models to support strategic initiatives and growth plans.
- Planning, Forecasting & Budgeting
- Support annual budgeting and periodic forecasting exercises.
- Develop rolling forecasts and long-term financial projections.
- Collaborate with cross-functional teams (Risk, Business, Treasury) for planning inputs.
- Process Improvement & Automation
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Job application FAQ
Last updated 7 November 2026
- How do I apply for Chartered Accountant at Muthoot Fincorp Limited?
- Open this job on Feedback AI and sign up free (or sign in). You can apply from the job detail page; match scores and skill gaps appear when your profile is complete. Muthoot Fincorp Limited may attach structured assessments to interview rounds after you apply.
- Does Feedback AI show a match score for this Chartered Accountant role?
- Yes after you add a resume or skills. Match score ranks this role against your profile — skills met, gaps, level, and location — so you prioritise applications where fit is strongest.
- Is Chartered Accountant remote or on-site in Thiruvananthapuram, Keralam?
- This listing is marked on_site with location Thiruvananthapuram, Keralam. Confirm details on the job description before applying.
- What skills matter for this Chartered Accountant role at Muthoot Fincorp Limited?
- Key skills for this role include skills listed in the job description. Upload a resume to see which requirements you already meet and which are gaps.